Capital Raise / Debt Placement
Debt sized and structured for the asset.
Senior financing for acquisitions, refinancings, transitional business plans and stabilized properties, placed through a focused lender process.
The lender case
The request is built before the market sees it.
We review the property, sponsorship, cash flow and business plan, size the loan against realistic assumptions and prepare a concise request. Lenders receive a transaction they can underwrite quickly, which is what keeps terms competitive.
Typical situations
- Acquisitions
- Maturities and refinancing
- Lease-up and stabilization
- Cash-out recapitalizations
- Owner-occupied facilities
- Portfolio financing
Debt Placement
Financing across the life of an asset.
We coordinate borrower-side assignments from initial sizing and positioning through proposal comparison, diligence and closing.
Acquisition and Bridge Financing
Acquisitions and transitional business plans need a lender that is comfortable with the story as well as the numbers. We size the loan against in-place and projected cash flow, decide whether bank, debt fund or bridge execution fits the timeline, and prepare a package that answers the questions a credit committee will ask. For value-add and lease-up deals, we negotiate future funding, extension options and interest reserves so the loan supports the full business plan, not just the closing.
Refinancing and Recapitalization
A maturity is easier to manage twelve months out than twelve weeks out. We review the existing loan, the property’s current performance and the ownership’s goals, then test refinance options against what lenders are quoting in the current market. Where a partner wants liquidity or the business plan has changed, we look at cash-out refinancing and recapitalizations that reset the capital structure without forcing a sale.
Permanent Financing
Stabilized assets have the widest range of lenders and the most room for mistakes in structure. We compare bank, life company, CMBS and agency options on rate, and just as closely on prepayment terms, recourse, reserves and flexibility for a future sale or refinance. The goal is long-term debt that fits the hold period the ownership actually expects.
Owner-Occupied Real Estate
Operating businesses that own their facilities often have more financing options than they use. We work with manufacturers, distributors, hospitality groups and healthcare operators to finance purchases, expansions and refinancings of the buildings they run on, and coordinate SBA 504 when its long fixed-rate terms and lower down payment make sense. The financing is structured around the company’s cash flow, not only the real estate.
Capital sources we approach include banks and credit unions, debt funds, life insurance companies, CMBS lenders, agency lenders and SBA lenders.
Discuss a financing need
Start with the asset and the timeline.
We will review the request, size it realistically and tell you which lenders are likely to compete for it.